Building Your
Financial Foundation
Brandy Speer, CFEI
Certified Financial
Education Instructor
A
Continuation in the Financial Capability Curriculum Series
ARE YOU FINANCIALLY
FIT?
(Part 2 Debt
elimination)
9 FUNDAMENTAL RULES THAT HAVE MADE MOST
MILLIONAIRES
THEIR HARD-EARNED MONEY
AND
HOW YOU CAN DEVELOP THESE HABITS YOURSELF
__________________________________________________
List of 9
Fundamental Rules…
In order to achieve and maintain financial success, it’s
essential to understand the financial habits of successful people. We did some
research on this topic, and here are some of the fundamental rules that have
made most millionaires their hard-earned money and how you can develop these
habits yourself.
- Earn
to Invest, Don’t Earn to Spend
Most people work hard in order to pay off their credit cards
and support their lifestyles. Wealthy people understand that their money is
better off saved or invested to make more money, and increase their net worth.
- Have
a Plan and Work the Plan
Self-made millionaires don’t normally become wealthy on
accident. They are driven to become rich and formulate a plan to get them there
over a lifetime of investing and accumulating wealth.
- Earn
More Money
It sounds obvious, but wealthy people are constantly seeking
ways to produce additional income streams in order to put more money to work
for them.
- Understand
Their Finances
Wealthy people are aware of their personal income
statements, and know how much cash flow they have coming in and how much is
going out.
- Risk
Takers
Measured risk is a must in order to increase your net worth.
Without taking some chances, your money never has an opportunity to grow.
However, risk is never taken without an exit strategy and insurance to protect
the downside.
- Patience
Self-made millionaires did not become that way overnight.
They understand the power of compound interest, and that consistent investments
and savings will be rewarded.
- Great
Team of Support
Wealthy people who stay wealthy surround themselves with
financial and legal advisors that are the best in their field. They don’t go at
it alone.
- Involvement
While self-made millionaires seek advice of their trusted
advisers, they listen intently, do their homework and ultimately make the decisions.
They are actively involved in creating their own wealth.
- Take
ACTION!
Make it happen. Every day dong a slight-edge approach to
getting control of your finances.
Request my free step-by-step budgeting plan for personal
money management.
Sign up for my eCourse, webinars or workshops
Topic
Questions for Follow-up and Review
- How do you move beyond the fear and the shame of your financial struggle?
How do you
dig yourself out of debt and save money at the same time?
What is the first step in getting out
of debt?
4
What is the first 3 steps in getting
out of debt?
5
Why you should be investing in your
retirement plan?
6
How to make the most of a retirement
plan?
7
What is a retirement plan loan?
8
Does a retirement plan loan make
sense for you?
9
What can motivate you to take action
to get out of debt?
Why is it important to develop a
written plan for controlling my cash flow?
1
What are the necessary steps to
establish a budget toward getting out of debt?
Should I only make minimum payments
on credit card debt
How can debt settlement save you
money?
Are there reputable debt settlement
and consolidation companies?
How do I deal with debt collectors?
Should I save or pay off debt?
Some Topic Sources
National
Financial Educators Council (NFEC)
Accredited
Debt Relief
Federal
Trade Commission
Clear Point
Debt Management Programs
Time
Magazine
MY SIGNATURE
FLAN works with
people/communities/organizations/businesses who want to embrace and join forces
to bring the vision of financial education (personal money management) to
themselves, their families, employees and communities
Course participants will learn
how to properly manage their money, save, invest and grow it. It’s about dreams and goals!
Download our
complimentary 60 to 90 minute courses for all ages.
Apply
techniques that work and start to see immediate results. Full course covers key areas designed
to help you achieve your personal financial goals. Money management program
course overview:
·
Financial Psychology
·
Accounts and Budgeting
·
Credit and Debt
·
Banking
Essentials
·
Skill
Growth
·
Insurance
·
Investment
Basics
Register for Upcoming Webinars and Workshops:
ü eCourses
– Ongoing Lifetime Access
ü Webinars
Wednesday, October 19th
and Thursday, October 20th, 2016 – 7:00 pm to 9:00 pm, pacific
standard
Build
Your Financial Foundation: Road to Retirement - Part I and Part II
Saturday, October 22nd 8:00
am to 11:00 am and Sunday, October 23rd, 2016 - 10:00 am to 2:00 pm,
pacific standard time
Saturday, October 29th 8:00
am to 11:00 am and Sunday, October 30th, 2016 - 10:00 am to 2:00 pm,
pacific standard time
Entrepreneurship
101: What’s Your Business? – Part I and
Part II
ü Workshops
North County San Diego, California
FRIDAY
NITE LITE - Build or
Rebuild Your Financial Foundation (Taco Friday)
Friday, October 21, 2016 from 6:00
pm to 8:30 pm
Friday, October 28, 2016 from 6:00
pm to 8:30 pm
Crash Course for Teen and Young Adults (Refreshments)
Building
Your Financial Foundation: RMX (Real Money Experience)
Wednesday,
October 19th from 4:00 pm to 6:00 pm
Saturday,
October 22, from Noon to 3:00 pm
The
financial literacy curriculum & presentations are designed to accommodate a
variety of schedules and learning outcomes. Organizations have used the
curriculum as workshops of various lengths, after-school programs, weekend
seminars, camps, in-class training, lunch-and-learns, for-credit college
classes, employee education and various other delivery forms.
Financial
Literacy Action Network is 100% independent and its financial literacy curriculum
& presentations are purely educational. With the guidance of the Curriculum
Advisory Board – comprised of educators, financial professionals, and financial
education experts – this collaboration has yielded financial literacy
curriculum that bridges the gap between theory-based education and practical
application.
Financial Literacy Action Network
Brandy Speer, Executive Director
1214 Armorlite Drive, #121
San Marcos,
CA 92069
760.845.5550 |
mobile/text
888.818.5669 |
office
855.455.5550 | Fax
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