Thursday, October 27, 2016

Earth Citizens – 9 Facts You Must Know to be a Better and New Kind of Human

This is a radio show. Progress in the World Radio Show

11 AM Pacific to 1 PM Pacific

Call in Number 1-310-861-2349

This is a conversation between Gavin Nasciemento in South Africa and Walter Davis in California.

Gavin Nascimento is a Life Coach, Activist, Vegan Athlete, Writer, Public Speaker and Social Media Personality.

Through his personal journey in life, along with an insatiable appetite for learning, he has developed a unique outlook and understanding of the system that we call "society" and how it functions and why.

Gavin believes that the problems of our world, both individually, and collectively, are rooted in our ignorance.

He states that this ignorance is deliberately perpetuated by the ruling class, who profits from our exploitation, and cites history, science and pragmatic logic as reason.

Gavin believes that in absence of ignorance, mankind prefers peace, over war, abundance, to scarcity, and freedom, to exploitation. Thus the key to mankind's salvation lay in the acquisition, and subsequent spread of unadulterated knowledge and verifiable Truth. Because a society without this as its foundation, will always be relegated to a form of slavery.

He also believes the only way to attain this state of being, is for us to take personal responsibility for the wellbeing of our society. Those who are awake bear the bulk of this responsibility, and must do what they can, where they are, with what they have. 

No one can do everything, but everyone can do something.

It is this outlook, along with a genuine love for Humanity and Truth, that has inspired Gavin to get involved in activism, writing and public speaking.

Tune into this dicsussion with California activist, Walter Davis.

Monday, October 17, 2016


Building Your                
Financial Foundation                   
Brandy Speer, CFEI
Certified Financial Education Instructor

A Continuation in the Financial Capability Curriculum Series

(Part 2 Debt elimination)


List of 9 Fundamental Rules…
In order to achieve and maintain financial success, it’s essential to understand the financial habits of successful people. We did some research on this topic, and here are some of the fundamental rules that have made most millionaires their hard-earned money and how you can develop these habits yourself.

  1. Earn to Invest, Don’t Earn to Spend
Most people work hard in order to pay off their credit cards and support their lifestyles. Wealthy people understand that their money is better off saved or invested to make more money, and increase their net worth.

  1. Have a Plan and Work the Plan
Self-made millionaires don’t normally become wealthy on accident. They are driven to become rich and formulate a plan to get them there over a lifetime of investing and accumulating wealth.

  1. Earn More Money
It sounds obvious, but wealthy people are constantly seeking ways to produce additional income streams in order to put more money to work for them.

  1. Understand Their Finances
Wealthy people are aware of their personal income statements, and know how much cash flow they have coming in and how much is going out.

  1. Risk Takers
Measured risk is a must in order to increase your net worth. Without taking some chances, your money never has an opportunity to grow. However, risk is never taken without an exit strategy and insurance to protect the downside.

  1. Patience
Self-made millionaires did not become that way overnight. They understand the power of compound interest, and that consistent investments and savings will be rewarded.

  1. Great Team of Support
Wealthy people who stay wealthy surround themselves with financial and legal advisors that are the best in their field. They don’t go at it alone.

  1. Involvement
While self-made millionaires seek advice of their trusted advisers, they listen intently, do their homework and ultimately make the decisions. They are actively involved in creating their own wealth.

  1. Take ACTION!
Make it happen. Every day dong a slight-edge approach to getting control of your finances.
Request my free step-by-step budgeting plan for personal money management.
Sign up for my eCourse, webinars or workshops

Topic Questions for Follow-up and Review
  1. How do you move beyond the fear and the shame of your financial struggle?

              How do you dig yourself out of debt and save money at the same time?
         What is the first step in getting out of debt?
         What is the first 3 steps in getting out of debt?
         Why you should be investing in your retirement plan?
         How to make the most of a retirement plan?
         What is a retirement plan loan?
         Does a retirement plan loan make sense for you?
         What can motivate you to take action to get out of debt?
         Why is it important to develop a written plan for controlling my cash flow?
         What are the necessary steps to establish a budget toward getting out of debt?
         Should I only make minimum payments on credit card debt

         How can debt settlement save you money?
         Are there reputable debt settlement and consolidation companies?
        How do I deal with debt collectors?
        Should I save or pay off debt?

Some Topic Sources
National Financial Educators Council (NFEC)
Accredited Debt Relief
Federal Trade Commission
Clear Point Debt Management Programs
Time Magazine

FLAN works with people/communities/organizations/businesses who want to embrace and join forces to bring the vision of financial education (personal money management) to themselves, their families, employees and communities

Course participants will learn how to properly manage their money, save, invest and grow it.  It’s about dreams and goals!

Download our complimentary 60 to 90 minute courses for all ages.

Apply techniques that work and start to see immediate results. Full course covers key areas designed to help you achieve your personal financial goals. Money management program course overview:
·         Financial Psychology
·         Accounts and Budgeting
·         Credit and Debt
·         Banking Essentials
·         Skill Growth
·         Insurance
·         Investment Basics

Register for Upcoming Webinars and Workshops:
ü  eCourses – Ongoing Lifetime Access

ü  Webinars
Wednesday, October 19th and Thursday, October 20th, 2016 – 7:00 pm to 9:00 pm, pacific standard
Build Your Financial Foundation: Road to Retirement - Part I and Part II

Saturday, October 22nd 8:00 am to 11:00 am and Sunday, October 23rd, 2016 - 10:00 am to 2:00 pm, pacific standard time
Saturday, October 29th 8:00 am to 11:00 am and Sunday, October 30th, 2016 - 10:00 am to 2:00 pm, pacific standard time
Entrepreneurship 101:  What’s Your Business? – Part I and Part II

ü  Workshops North County San Diego, California
FRIDAY NITE LITE - Build or Rebuild Your Financial Foundation (Taco Friday)
Friday, October 21, 2016 from 6:00 pm to 8:30 pm
Friday, October 28, 2016 from 6:00 pm to 8:30 pm

Crash Course for Teen and Young Adults (Refreshments)
Building Your Financial Foundation: RMX (Real Money Experience)
Wednesday, October 19th from 4:00 pm to 6:00 pm
Saturday, October 22, from Noon to 3:00 pm

The financial literacy curriculum & presentations are designed to accommodate a variety of schedules and learning outcomes. Organizations have used the curriculum as workshops of various lengths, after-school programs, weekend seminars, camps, in-class training, lunch-and-learns, for-credit college classes, employee education and various other delivery forms.

Financial Literacy Action Network is 100% independent and its financial literacy curriculum & presentations are purely educational. With the guidance of the Curriculum Advisory Board – comprised of educators, financial professionals, and financial education experts – this collaboration has yielded financial literacy curriculum that bridges the gap between theory-based education and practical application.

Financial Literacy Action Network
Brandy Speer, Executive Director
1214 Armorlite Drive, #121
 San Marcos, CA  92069
760.845.5550 | mobile/text
888.818.5669 | office
855.455.5550 | Fax

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