Brandy Speer |
This is a radio show, call in number 310-861-2349
11 AM to 1 PM Pacific Sunday 28 January 2018
Know the Facts About Debt Collectors:
6 Things You Do and 4 Things You Don’t Do
|
Debt Collection Is
the Top Consumer Complaint
|
What To Do When Debt
Collector Calls
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Keep Collections Log
§
Write Request They Stop Contacting You (option)
§
Tell the Collector If You Think You Don't Owe the
Debt
§
Tell the Collector You Can’t Afford to Pay (option)
§
Give the Collector Your Current Address
§
Know What the Collector Can and Cannot Do
What Not to Do When a Debt Collector Calls
§
Giving Collector Your Personal Financial Information
§
Making "Good Faith" Payment
§
Making Promises or Admitting Debt is Valid
§
Losing Your Temper
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What types of debts are
covered?
Can a debt collector contact me
any time or any place?
How long can a collection agency attempt to collect a debt?
How can I stop a debt collector
from contacting me?
Can they contact anyone else
about my debt?
What does the debt collector
have to tell me about the debt?
Can they keep contacting me if
I don’t think I owe any money?
What practices are off limits
for them?
Can they garnish my bank
account or my wages?
Can federal benefits be
garnished?
What to do if a debt collector
sues me?
Where do I report a debt
collector for an alleged violation?
|
Topic Sources
National Financial Educators Council, National
Consumer Law Center, Federal Trade Commission: Fair Credit Reporting Act (FCRA)
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