Tuesday, February 7, 2017

4 Actions You Can Take to Help Protect Your Families’ Legacy - Progress in the World Radio Show








Your Road Map to Achieve Financial Freedom with Brandy Speer

This is a Radio Show. 7 PM to 9 PM Pacific Time Thursday 9 February 2017


Understand the power of a “RESULTS-FOCUSED PURPOSE-DRIVEN MASSIVE ACTION PLAN” that is necessary to achieve any financial change

Action Step #1
Change Your Financial Behavior

1st Law of Financial Freedom 
Take Stock of Your Emotions
2nd Law of Financial Freedom
Face Your Fears and be Honest with Yourself
3rd Law of Financial Freedom
Embrace New Truths
It’s All About Your Focus and Your Beliefs
4th Law of Financial Freedom
Be Responsible to Those You Love
5th Law of Financial Freedom
Write Down Your Long & Short-term goals

Action Step #2
Develop Your RPM (Results – Purpose – Massive Action Plan)
Those who succeed in life have the answer to 3 questions:
1-      What is the specific result I am committed to achieving?
2-      What is my purpose? WHY do I want to do this?
3-      What specific actions must I take to make this happen?

Action Step #3
TAKE ACTION NOW!
Make & Track Measurable Progress In A Reasonable Time


Action Step #4
Must Have Documents
Being Responsible to Those You Love

Financial Freedom means being responsible to those you love. It's not being responsible when you get ill or die and leave “financial chaos” behind.  It turns out, a large part of financial freedom requires we address those lingering concerns about the “what ifs” of life. It is not enough to say you will get around to it. It is essential for your well-being and of those who survive you to know that you have prepared everything in the best way possible.

That is why to be responsible to those you love and to yourself these must have documents are essential as part of your Massive Action plan.

ü Will
ü Living Revocable Trust
ü Durable Power of Attorney for Health Care
ü Advance Directive
ü Life Insurance

Join us as we go into the details about each of these documents.


Financial Literacy Action Network
Brandy Speer, Executive Director
1214 Armorlite Drive, #121
 San Marcos, CA  92069
760.845.5550 | direct
888.818.5669 | toll free
855.455.5550 | Fax
brandy@yourmoneywisdomnow.com | email
www.FinancialLiteracyActionNetwork.org | website


James Wedmore: The Biggest Podcast Mistake

This week I’m resting up for my Inner Circle RETREAT here in Laguna Beach, CA! This is where I get spend a few days masterminding, brainstorming and coaching high-performance entrepreneurs looking for that cutting edge!
So... while I gear up for the retreat, I wanted to share with you my latest Podcast episode on The Mind Your Business Show: How to Launch YOUR Podcast!
As you may already know, my co-host Phoebe Mroczek and I just had our Podcast’s 1 year anniversary! To celebrate, Phoebe came down to Laguna for a few days to record and batch a bunch of Episodes for Q1 of 2017 (tip #2 in this week’s episode)!
In this week’s episode, you’ll learn the 6 tips we WISH we knew before getting started with podcasting, so you can increase your reach and impact more people.
Imagine if all of your raving fans and future customers had YOU in their ear for 30-40 minutes a day....
What would that do for your brand?
Your sales?
Your LIFE?!
...the noisier and more saturated the marketplace gets, the more ESSENTIAL creating your platform becomes!
Don’t get drowned out!
Have a listen to my latest episode of The Mind Your Business Podcast
http://mindyourbusinesspodcast.com/podcast/75/
image
Here are SOME of the topics you can expect MYB to cover soon:
  • Tapping Into Abundance
  • Creating a Winning Team
  • Effortless Launching
  • Understanding Crystals
  • And MUCH more...
Enjoy!
Cheers,
James Wedmore

P.S. For more strategies on how to take your show to the next level, check out Episode #61: Harnessing the Power of Podcasting, where we share the 21 tips for successful podcasting.

FCC blocks companies from giving cheap internet to poor families

Tuesday, January 17, 2017

Wednesday, January 4, 2017

Actor Samuel Culver on Progress in the World Radio Show

Progress in the World Radio Show



Actor/Professional Wrestler Samuel Culver: WHAT SCARES THE ESTABLISHMENT

Thursday, 5 January 2017 1 PM to 3 PM Pacific Time
Call in number 310-861-2349

Samuel Culver is from Chino California. He spent 13 years as a professional wrestler. He has spent the last 3 years building success as an actor and stuntman. http://www.imdb.com/name/nm2425391/?ref_=nmmi_mi_nm He has been married for 5 years, and is a father of 2. 

We will discuss WHAT SCARES THE ESTABLISHMENT. Call in and project your input while meeting one of Hollywood's most up and coming stars.



Hosted by Walter Davis


Tuesday, December 27, 2016

9 Specific Steps to Improve Your Money Relationship in the New Year



Call in number 310-861-2349
Thursday 29 December 2016
11 AM Pacific to 1 PM Pacific


9 Specific Steps to Improve Your Money Relationship


1.      Build Better Money Habits

The New Year is less than a month away and you may be starting to think about your resolutions. Was 2016 another year where you were always worried about money? Do you feel that it is holding you back?
You may feel as though you look successful on the outside but on the inside you are living in a haze about money. Maybe you feel conflict, shame, or secrecy in your relationships.  Or do you have an overall feeling that there just isn’t enough.
I know that feeling. I have been there. It wasn’t until I started to think about money and emotions in a practical way that I started to live a more authentic life. I addressed my money relationship and now I want to invite you to take that step to do the same
 

2.      Set Specific Actionable Goals

I know goals make a difference. They keep me focused and give me the determination, commitment and passion to accomplish them. If I keep my goals in my head they simply don’t happen. I can walk from one end of the house to the other and forget why I’m there.


Goals help me:


           Determine a sense of meaning, purpose and direction
           Gain clarity to decide what’s important
           Determine what’s important versus what’s relevant
           Achieve more and keep focused
           Increase my motivation to succeed
           Improve my self-confidence

Goals are certainly motivating, but not all goals are created equal: studies have found that specific and challenging goals led to higher performance than easy goals, ‘do your best’ goals, or no goals.”  So if you want to give yourself a good reason to improve your financial habits, you will need specific, actionable goals.






If you plan to make your goals financially related, here are some suggestions: 


·         Set a goal to become debt free. Start by making up your mind not to incur any more debt. Leave your credit card at home. Next, summarize your credit card debt, including the balance, interest rate and minimum payment due. Call your creditors to request a lower interest rate. Pay more than the minimum on each account. Once an account is paid off, take the extra money and pay it towards another credit card. 



 
·         Track your spending for 30 days. Whenever you spend money, write down how much you spent and what you spent it on. Summarize your purchases to determine where you can reduce your spending. I guarantee you’ll find something you’re spending more money on than you thought.



·         Organize your financial records. Purge last year’s financial records and get organized for the upcoming year. Get your shredder out and shred old receipts, bills and paperwork.




·         Rearrange your financial records, business records and so on. Next purchase a two-drawer file cabinet and some folders. 


·         Determine your net worth,  the value of your assets minus your liabilities. Summarize your assets and liabilities, including the account number, name and contact information of each institution.   



·         Open an Individual Retirement Account (IRA) or increase the amount you’re currently contributing to an existing IRA. In 2017 you can contribute $5,500 annually if you are under age 50 or $6,500 if you are age 50 or older.  Determine the amount you can afford to contribute. Set up an automatic deduction from your paycheck or bank account.     


·         Make an appointment with an attorney to prepare a will, a living will and durable power of attorney . Approximately 70% of Americans don’t have a will, which means the state determines how their assets will be distributed and their children’s guardian.   



·         Establish a contingency fund for unexpected, or emergency expenses.  Consider to open it in a financial institution that’s not easily accessible makies it harder to dip into.  Set up automatic deductions from your paycheck or bank account.  If necessary begin with a small amount, but strive to have a balance of three to six month’s worth of living expenses. 



·         Read a book, start a book club, join an investment club
Attend a financialliteracyactionnetwork.org webinar, workshop or register for ecourses; check out Brandy Speer Wise a Certified Financial Education Instructor on Blog Talk Radio; take a class on money, sign up for an online newsletter, etc.  
Don’t wait another minute, schedule time for yourself to determine your goals for 2017. Remember – write them down and be sure to include a targeted completion date.  “Goals are dreams with deadlines.”  Diana Scharf Hunt


3.      Remove Any Barriers to Financial Success

Now that you have a goal, what’s stopping you from getting there? Maybe it’s your Social Media friends encouraging you to spend more money.  It could be your coffee addiction that keeps you spending on your $5 a day habit. Or your resistance to look for a new job even though you’re underpaid.  No matter the barriers between you and good financial habits, the first step is to identify the problem. Be honest with yourself and take action to change those behaviors.

4.      Baby Steps
Take the slight edge appoach to change your financial behavior, It is about the little things that we do every day toward the achievement of our goals. Want to start spending less? Make a habit of quickly checking your bank balance on your phone before you make an unplanned purchase. It only takes a couple seconds, and it’ll help you make a more informed decision. Creating new habits is hard. Habits are usually built over weeks or months of repetition, and motivation is the challenge.


5.      Automate Your Finances
Possibly the best way to build great financial habits is to put the decision-making in someone else’s hands. If you can put it in the hands of a computer, great! A machine won’t ever be tempted by a new pair of shoes or the latest high tech gadget. Automation makes the process much easier and gives you one less thing to worry about.


6.      Target a Money Challenge
There’s something about facing a challenge that’s especially motivating for a lot of us. If you’re one of those people, taking on a financial challenge can be a big help in developing better money habits. We have looked at a number of money challenges including the 30-day no-spend challenge and the 52-week savings challenge, both can help you establish better habits.


 

7.      How About An Attitude Adustment About Money?
The same way you would improve any relationship with love and respect.  You can’t enjoy a good relationship with money unless you’re willing to love it, through thick and thin.


Love is a choice and it’s purpose is an emotion, as well as a behavior. When we choose to love our cat even though he scratched us, that’s love. Or when we show patience, energy or resources in helping our child to solve a problem; even though we might be running low on all of those qualities—that’s  also love.

8.      Improve Your Financial Knowledge
Knowledge is power. The more you know, the more likely you are to be able to make progress and meet your goals — this is true whether you’re working on an advanced degree or trying to establish better money habits. Fortunately, there are a lot of great ways to further educate yourself about money out there



9.    Start Today and Take ‘Some Action’ Everyday!



Some Topic Sources                                      
National Financial Educators Council (NFEC)
Jim Rohn:  Setting Goals
Brian Tracy: Goals
Money Magazine
The Mint
Forbes Magazine
PC Magazine: Best Mobile Finance Apps


MY SIGNATURE
FLAN works with people/communities/organizations/businesses who want to embrace and join forces to bring the vision of financial education (personal money management) to themselves, their families, employees and communities
Course participants will learn how to properly manage their money, save, invest and grow it.  It’s about dreams and goals!
Download our complimentary 60 to 90 minute courses for all ages.
Apply techniques that work and start to see immediate results. Full course covers key areas designed to help you achieve your personal financial goals. Money management program course overview:
·         Financial Psychology
·         Accounts and Budgeting
·         Credit and Debt
·         Banking Essentials
·         Skill Growth
·         Insurance
·         Investment Basics



Financial Literacy Action Network
Brandy Speer, Executive Director
1214 Armorlite Drive, #121
 San Marcos, CA  92069
760.845.5550 | mobile/text
888.818.5669 | office
855.455.5550 | Fax